Fix and Flip Loans

Our Fix and Flip Loans are designed to provide you with the capital you need to purchase, renovate, and sell properties quickly and efficiently. With competitive rates and flexible terms, we help you turn opportunities into profits.

Start your fix-and-flip journey with Residential Capital Partners and see how we can help you succeed.
  • Quick Funding: Get access to funds fast to capitalize on market opportunities.
  • Flexible Terms: Customized loan terms to match your project timelines and needs.
  • Expert Guidance: Our team provides objective advice to help you make informed decisions


Residential Capital Partners offers fast, no-money down loans from $75,000 to $1,250,000. Our terms are completely transparent:

  • Single-family residences
  • 1 – 4-unit family residential properties
  • Townhomes and condominiums
  • $75,000 – $1,250,000
  • No money down
  • 100% financing up to 65%, 70% or 75% of ARV
  • 9-month loan term
  • No prepayment penalties

Loans to business entities, no individuals

Fast and Easy Loan Process

Step 1

Apply for Credit - Receive Proof of Funds Letter

Complete your Credit Application online in just 14 minutes by answering a few questions and uploading the required documents. Once pre-approved, we will send you a Proof of Funds Letter.

Step 1

Submit Property Loan Application – Receive Approval

New and experienced qualified borrowers can receive a fast approval of their Property Loan in two business days for amounts $75 thousand - $1.25 million.

Step 1

Close Property loan

Closing at title company or attorney’s office in 14 days. The Borrower only brings funds to pay title insurance, property insurance and any closing costs that exceed the approved ARV.

Apply for Credit – Receive Proof of Funds Letter

Investment property opportunities can happen at any time. When they do, you must be ready to move fast. By applying for credit today, we can give you a ResCap Proof of Funds Letter so you will be ready to act immediately.

If you already have an outstanding fix-and-flip loan and need to move fast on another property, ResCap will approve qualified borrowers for concurrent loans, so you will not have to worry about rushing the sale of the first property and get less than it is worth.

Apply for credit here to receive your ResCap Proof of Funds Letter by simply filling out our easy online Credit Application.

We understand your needs because we helped shape and define the single-family rehab and rental industry as the United States emerged from the Great Recession of 2008-2009.

We understand your market because we have rehab and rental experts on the ground in the markets we serve. Each of our business partners have flipped more than 1,000 properties themselves.

Private Money Lender and Partner

Residential Capital Partners truly is your partner, not just a private money lender. Our success comes only from your success, so we do everything possible to help you succeed – including telling you if we think you may be considering a bad investment.

Our process was designed for speed and simplicity, with minimal paperwork and quick, hassle-free loans. No bait and switch, no teaser rates, no catches. This chart shows the advantages of teaming up with Residential Capital Partners.