Private Lender for Fix and Flip and Rental Property Loans

No Money Down, 100% Financing Up to 75% of ARV on fix and flip loans.

 

All Cash. No Catch.

 

Apply for Pre-Approval in 14 minutes, receive Proof of Funds Letter in 2 days, receive Property Loan Approval in 2 days, and close in 14 days. No teaser rates, no surprises.

For house flippers and rental property investors, when you’re out of cash, you’re out of business.

Residential Capital Partners’ no money down private lender loans free up cash to give you more security and operating flexibility.

Apply Today

Fast and Easy Loan Process

Step 1

Apply for Credit - Receive Proof of Funds Letter

Complete your Credit Application online in just 14 minutes by answering a few questions and uploading a copy of your most recent one-month bank statement, the last 2 HUD statements from previously sold properties, a copy of your most recent tax return, a copy of your current driver’s license, and consent to perform a credit and background check. Once ResCap has Pre-Approved you as a Borrower, we will send you a Proof of Funds Letter as a tool you can use when looking for buy opportunities.

Step 1

Submit Property Loan Application – Receive Approval

New and experienced qualified borrowers can receive a fast approval of their Property Loan in two business days for amounts $75 thousand - $1.25 million.

Step 1

Close Property loan

Closing at title company or attorney’s office in 14 days. The Borrower only brings funds to pay title insurance, property insurance and any closing costs that exceed up to 70% of ARV.

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Fix and Flip Loans.

We offer fast, no-money-down loans, whether house flipping is a second income or your full-time job. ResCap believes the less hassle and paperwork there is to deal with, the better.
  • Single-family residences
  • 2 – 4-unit family residential properties
  • Townhomes and condominiums
  • $75,000 to $1,250,000
  • No money down
  • 100% financing up to 70% of ARV
  • 9-month loan term
  • No prepayment penalties
  • Loans to business entities, no individuals
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Bridge Rental Loans.

ResCap partners with you to secure quick approvals to fund short-term bridge loans to help you solidify your investment property portfolio.
  • Single-family residences
  • 2 – 4-unit family residential properties
  • Townhomes and condominiums
  • $50,000 – $5,000,000
  • No money down
  • 100% financing up to 70% LTV
  • 6-month loan term
  • No prepayment penalties
  • Loans to business entities, no individuals
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Long-Term Rental Property Loans.

ResCap partners with you to secure quick approvals to fund long-term rental property loans to help you maximize the cash flow of your single-family rental property portfolio.
  • Single-family residences
  • 2 – 4-unit family residential properties
  • Townhomes and condominiums
  • $50,000 – $5,000,000
  • LTVs up to 75% for cash-out refi loans
  • LTVs up to 80% for purchase / rate & term loans
  • 5/1 ARM, 7/1 ARM and 30-year fixed rates (fully amortizing) available
  • Prepayment penalties may apply
  • Loans to business entities and individuals

Why Residential Capital Partners?

Our name, Residential Capital Partners, reflects who we are and how we treat you. It’s more than a lender / borrower relationship, it is a partnership. We are dedicated to helping you build wealth through real estate, whether generating revenue with fix-and-flip projects or buying single-family rental properties to hold for cashflow and appreciation over time.

Our single-family residential experts offer as much assistance and input as you may like. We will always provide objective rehab and rental property advice, including telling you if we think you may be making a decision you may regret later.  We are here to discuss this exciting industry with you anytime.

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