Private Lender for Fix and Flip and Rental Property Loans

No Money Down, 100% Financing Up to 70% of ARV.

 

All Cash. No Catch.

 

Apply for Pre-Approval in 14 minutes, receive Proof of Funds Letter in 2 days, receive Property Loan Approval in 2 days, and close in 14 days. No teaser rates, no surprises.

For house flippers and rental property investors, when you’re out of cash, you’re out of business.

Residential Capital Partners’ no money down private lender loans free up cash to give you more security and operating flexibility.

Apply Today

Fast and Easy Loan Process

Step 1

Apply for Credit - Receive Proof of Funds Letter

Complete your Credit Application online in just 14 minutes by answering a few questions and uploading a copy of your most recent one-month bank statement, the last 2 HUD statements from previously sold properties, a copy of your most recent tax return, a copy of your current driver’s license, and consent to perform a credit and background check. Once ResCap has Pre-Approved you as a Borrower, we will send you a Proof of Funds Letter as a tool you can use when looking for buy opportunities.

Step 1

Submit Property Loan Application – Receive Approval

New and experienced qualified borrowers can receive a fast approval of their Property Loan in two business days for amounts $75 thousand - $1.25 million.

Step 1

Close Property loan

Closing at title company or attorney’s office in 14 days. The Borrower only brings funds to pay title insurance, property insurance and any closing costs that exceed up to 70% of ARV.

Tool icon

Fix and Flip Loans.

We offer fast, no-money-down loans, whether house flipping is a second income or your full-time job. ResCap believes the less hassle and paperwork there is to deal with, the better.
  • Single-family residences
  • 2 – 4-unit family residential properties
  • Townhomes and condominiums
  • $75,000 to $1,250,000
  • No money down
  • 100% financing up to 70% of ARV
  • $700 appraisal and processing fee
  • $1,000 document preparation fee
  • 3-point origination fee
  • 9-month loan term
  • No prepayment penalties
  • Loans to business entities, no individuals
Bridge icon

Bridge Rental Loans.

ResCap partners with you to secure quick approvals to fund short-term bridge loans to help you solidify your investment property portfolio.
  • Single-family residences
  • 2 – 4-unit family residential properties
  • Townhomes and condominiums
  • $50,000 – $5,000,000
  • No money down
  • 100% financing up to 70% LTV
  • 9% interest rate on principal
  • $700 appraisal and processing fee
  • $1,000 document preparation fee
  • 2-point origination fee
  • 12-month loan term
  • No prepayment penalties
  • Loans to business entities, no individuals
keys icon

Long-Term Rental Property Loans.

ResCap partners with you to secure quick approvals to fund long-term rental property loans to help you maximize the cash flow of your single-family rental property portfolio.
  • Single-family residences
  • 2 – 4-unit family residential properties
  • Townhomes and condominiums
  • $50,000 – $5,000,000
  • LTVs up to 75% for cash-out refi loans
  • LTVs up to 85% for purchase / rate & term loans
  • Interest rates starting at 5.5%
  • $700 appraisal and processing fee
  • $1,495 document preparation fee
  • 3-point origination fee
  • 5/1 ARM, 7/1 ARM and 30-year fixed rates (fully amortizing) available
  • Prepayment penalties may apply
  • Loans to business entities and individuals

Why Residential Capital Partners?

Our name, Residential Capital Partners, reflects who we are and how we treat you. It’s more than a lender / borrower relationship, it is a partnership. We are dedicated to helping you build wealth through real estate, whether generating revenue with fix-and-flip projects or buying single-family rental properties to hold for cashflow and appreciation over time.

Our single-family residential experts offer as much assistance and input as you may like. We will always provide objective rehab and rental property advice, including telling you if we think you may be making a decision you may regret later.  We are here to discuss this exciting industry with you anytime.

From the Blog

Aerial photo of apartment

Rental Property

The Unexpected Opportunity for Rental Investors Today

If you’re not already invested in single-family rehab and rental properties, now is the time to start. The demand for single-family homes has continued its surge over the past 10 years even during the last 12 months of the COVID-19 pandemic. This demand has outpaced the demand for multi-family residential real estate for several reasons. Owners and tenants are choosing single-family residential more often given the desire for social distance. In addition, the millennial generation is beginning to purchase or rent single-family residences as they begin building their family unit.

Read more
Home exterior with tile roof

Fix and Flip

How to Choose a 
Fix-and-Flip Lender During a Recession

Panic is the enemy to your investment strategy. Choosing the right hard money lender might just be the antidote.

Read more
Rodney Young, New Business Development Director

Res Cap News

Meet Rodney Young, 
Our New Business Development Director.

As a relationship-oriented private lender, Residential Capital Partners takes pride in who we hire. Our criteria are simple, yet stringent: personal experience in real estate investing and a proven track record of treating investors like partners — as opposed to a transaction.

Read more

JOIN OUR MAILING LIST