Fix and Flip Loans
Our Fix and Flip, no-money-down loans are designed to provide you with the capital you need to purchase, renovate, and sell properties quickly and efficiently. With competitive rates and flexible terms, we help you turn opportunities into profits.
With Residential Capital Partners, you get more than just fast, reliable, fix and flip financing—you get a trusted partner committed to your success.
- Quick Funding: Our streamlined approval process gives you access to funds fast to capitalize on market opportunities.
- Flexible Terms: Customized loan terms to match your real estate investment project timelines and needs.
- Expert Guidance: Our team provides objective advice stemming from decades of our own industry experience to help you make informed decisions.
FAST LOANS FOR INVESTORS
Residential Capital Partners offers fast, no-money-down loans from $100,000 to $1,250,000 with loan terms that are completely transparent:
- Single-property residences
- 1 – 4-unit residential properties
- Townhomes and condominiums
- $100,000 – $1,250,000
- No money down
- 100% financing up to 65%, 70% or 75% of ARV depending on experience
- 9-month loan term
- No prepayment penalties
We provide fix and flip loans exclusively to business entities—not individual borrowers.
Fast and Easy Loan Process
Apply for Credit
Complete your Credit Application online in as little as 14 minutes by answering a few questions and uploading the required documents.
Submit Property Loan Application – Receive Approval
Once you have been approved for credit and have a property under contract, you will need to complete the Property Loan Application found on our website. After completing the application, you will receive a link to upload all required documents and pay your desktop appraisal invoice.
Close Property Loan
Upon approval our closing team will coordinate with you on next steps. On average, a submitted loan can fund within 14 days of approval.
Post-Closing Services – Repair Draws, Payments and Payoffs
After closing, you will find it quick and easy to manage all your Residential Capital Partner loans using our Online Web Portal.
Multiply Your Profits – The Multiplier Effect
We know that capital is key to your fix and flip investment business. So, we work to put more capital in your pocket to improve your return on investment and allow you to do more deals. We call this the multiplier effect.
The following comparison is a ResCap fix and flip loan compared to a competitor offering a 90% advance on purchase and 100% advance on repairs.
What is the multiplier effect?
With our 100% advance on purchase, you can purchase 3.05x more real estate with the same amount of capital required by a fix and flip lender providing a 90% advance on purchase. More capital in your business means more deal flow for you.
Your Private Money Lender & Trusted Investment Partner
At Residential Capital Partners, we’re more than just a private money lender—we’re a true partner in your real estate investing journey. Your success is our success, which is why we go beyond funding to provide honest insights, expert guidance, and a lending process designed for investors like you. If a deal doesn’t align with your goals, we’ll tell you—because real partnership means looking out for your best interests, not just closing a loan.
Our fast, transparent, and hassle-free loan process ensures you get the funding you need without the headaches of traditional lenders. With no bait-and-switch tactics, no teaser rates, and no hidden fees, we provide straightforward, reliable fix and flip financing so you can focus on what you do best—closing deals and growing your portfolio.