Private Lender for Fix and Flip and Rental Property Loans
No appraisal fees for fix and flip loans approved in February – unlock savings and maximize investment potential!
Welcome to Residential Capital Partners
Your Trusted Partner in Real Estate Financing
When it comes to investing in real estate, finding the right private money lender can make all the difference. Whether you’re a seasoned investor or just starting out, having access to financing options specifically tailored for fix-and-flip projects is crucial to your success. At Residential Capital Partners, we have you covered with short-term loans, bridge financing, and Fix-and-Flip loans.
Fix and Flip Loans.
We offer fast, no-money-down loans, whether house flipping is a second income or your full-time job. ResCap believes the less hassle and paperwork there is to deal with, the better.
- Single-family residences
- 1 – 4-unit family residential properties
- Townhomes and condominiums
- $75,000 to $1,250,000
- No money down
- 100% financing up to 65%, 70% or 75% of ARV
- 9-month loan term
- No prepayment penalties
- Loans to business entities, no individuals
Bridge Rental Loans.
ResCap partners with you to secure quick approvals to fund short-term bridge loans to help you solidify your investment property portfolio.
- Single-family residences
- 2 – 4-unit family residential properties
- Townhomes and condominiums
- $50,000 – $5,000,000
- No money down
- 100% financing up to 70% LTV
- 6-month loan term
- No prepayment penalties
- Loans to business entities, no individuals
Long-Term Rental Property Loans.
ResCap partners with you to secure quick approvals to fund long-term rental property loans to help you maximize the cash flow of your single-family rental property portfolio.
- Single-family residences
- 2 – 4-unit family residential properties
- Townhomes and condominiums
- $50,000 – $5,000,000
- LTVs up to 75% for cash-out refi loans
- LTVs up to 80% for purchase / rate & term loans
- 10/1 ARM and 30-year fixed rates (fully amortizing) available
- Prepayment penalties may apply
- Loans to business entities and individuals
Fast and Easy Loan Process
Apply for Credit - Receive Proof of Funds Letter
Complete your Credit Application online in just 14 minutes by answering a few questions and uploading a copy of your most recent one-month bank statement, the last 2 HUD statements from previously sold properties, a copy of your most recent tax return, a copy of your current driver’s license, and consent to perform a credit and background check. Once ResCap has Pre-Approved you as a Borrower, we will send you a Proof of Funds Letter as a tool you can use when looking for buy opportunities.
Submit Property Loan Application – Receive Approval
New and experienced qualified borrowers can receive a fast approval of their Property Loan in two business days for amounts $75 thousand - $1.25 million.
Close Property loan
Closing at title company or attorney’s office in 14 days. The Borrower only brings funds to pay title insurance, property insurance and any closing costs that exceed up to 70% of ARV.
From the Blog
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