Private Lender for Fix and Flip and Rental Property Loans

We help investors turn houses into homes through no money down, 100% financing. Together, we make home matter.

 

Apply for pre-approval in 14 minutes, receive a Proof of Funds letter in 2 days, receive property loan approval in 2 days, and close in 14 days. No teaser rates, no surprises.
Residential Capital Partners’ no money down private lender loans free up cash to give you more security and operating flexibility.
For house flippers and rental property investors, let’s make home matter together.

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Welcome to Residential Capital Partners

Your Trusted Partner in Real Estate Financing

When it comes to investing in real estate, finding the right private money lender can make all the difference. Whether you’re a seasoned investor or just starting out, having access to financing options specifically tailored for fix-and-flip projects is crucial to your success. At Residential Capital Partners, we have you covered with short-term loans, bridge financing, and Fix-and-Flip loans.
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Fix and Flip Loans.

We offer fast, no-money-down loans, whether house flipping is a second income or your full-time job. ResCap believes the less hassle and paperwork there is to deal with, the better.
  • Single-family residences
  • 1 – 4-unit family residential properties
  • Townhomes and condominiums
  • $75,000 to $1,250,000
  • No money down
  • 100% financing up to 65%, 70% or 75% of ARV
  • 9-month loan term
  • No prepayment penalties
  • Loans to business entities, no individuals
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Bridge Rental Loans.

ResCap partners with you to secure quick approvals to fund short-term bridge loans to help you solidify your investment property portfolio.
  • Single-family residences
  • 2 – 4-unit family residential properties
  • Townhomes and condominiums
  • $50,000 – $5,000,000
  • No money down
  • 100% financing up to 70% LTV
  • 6-month loan term
  • No prepayment penalties
  • Loans to business entities, no individuals
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Long-Term Rental Property Loans.

ResCap partners with you to secure quick approvals to fund long-term rental property loans to help you maximize the cash flow of your single-family rental property portfolio.
  • Single-family residences
  • 2 – 4-unit family residential properties
  • Townhomes and condominiums
  • $50,000 – $5,000,000
  • LTVs up to 75% for cash-out refi loans
  • LTVs up to 80% for purchase / rate & term loans
  • 5/1 ARM, 7/1 ARM and 30-year fixed rates (fully amortizing) available
  • Prepayment penalties may apply
  • Loans to business entities and individuals

Fast and Easy Loan Process

Step 1

Apply for Credit - Receive Proof of Funds Letter

Complete your Credit Application online in just 14 minutes by answering a few questions and uploading a copy of your most recent one-month bank statement, the last 2 HUD statements from previously sold properties, a copy of your most recent tax return, a copy of your current driver’s license, and consent to perform a credit and background check. Once ResCap has Pre-Approved you as a Borrower, we will send you a Proof of Funds Letter as a tool you can use when looking for buy opportunities.

Step 1

Submit Property Loan Application – Receive Approval

New and experienced qualified borrowers can receive a fast approval of their Property Loan in two business days for amounts $75 thousand - $1.25 million.

Step 1

Close Property loan

Closing at title company or attorney’s office in 14 days. The Borrower only brings funds to pay title insurance, property insurance and any closing costs that exceed up to 70% of ARV.

From the Blog

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The pandemic has changed our lives and the economy in major ways. For many Americans, it has meant making the switch from working at the office to working from home. And it looks like working from home will continue permanently for many workers, even though some offices have reopened. With the flexibility of working from home, many Americans have opted to change where they call home. You may even be reading this from the comfort of your own home or local coffee shop!

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