Private Money Lender for Fix & Flip and Rental Property Loans
Fast, reliable Fix & Flip lending. Buy with confidence, protect your profit, and build long-term wealth.
Rates as low as 8%.
Your Partner in Building Profitable Investments
Most lenders focus on closing loans. We focus on helping you win deals and keep more of what you earn.
We work with real estate investors who understand that one bad purchase can erase months of hard work — and that true profitability starts before a loan ever closes.
That’s why we’re more than a lender.
We’re an investment partner — helping you evaluate deals, pressure-test budgets, and move fast enough to win in competitive markets without sacrificing margin.
Loan Programs Designed for Investors
Fix & Flip Loans
Flexible financing for purchase and rehab — built for speed, clarity, and profitability.
Bridge Loans
Short-term capital to help you act quickly, close confidently, and stay competitive.
DSCR Loans
Longer-term rental financing designed to support portfolio growth and stability.
Competitive Rates as Low as 8%
Structured to help you keep capital working and returns strong.
Why Investors Choose ResCap
Profit-First Guidance
Before you ever purchase a property, we help you understand your numbers, evaluate your budget, and protect your margins — because the best deals are made at the front end.
Speed That Helps You Win Deals
Our streamlined process and experienced underwriting team allow you to move quickly and close with confidence — helping you secure opportunities others miss.
Lending Built Around the Investor’s Reality
Fix & Flip and Bridge loans structured for real-world investing — clear requirements, transparent communication, and a team that understands rehab timelines, budgets, and exits.
A Relationship That Accelerates Growth
The longer we work together, the faster and more seamless your experience becomes. Qualified investors may access expanded flexibility including 100% financing options with no money down after proven performance.
Focused on Your Future
Every profitable deal builds momentum. Every successful investment builds stability for you, your family, and the communities you’re improving.
Making Homes Matter. Making Futures Possible.
Our goal is simple:
Help you buy smarter, move faster, and build lasting wealth.
Real estate investing is about more than transactions. It’s about revitalizing neighborhoods, creating opportunity, and building the American Dream — one profitable investment at a time.
At ResCap, we deliver:
- Results that matter
- Homes that matter
- Futures that matter
Explore Our Resources
Are you taking advantage of 0% down payments?
Even if you have the cash up front, there is good reason to not tie your money down into a down payment. In this quick video, we’ll show you how you can be putting your money to work by keeping your down payment in your pocket.
4 Key Considerations for Investing in Rental Property
Rental properties continue to be a popular investment option, offering the potential for steady passive income and long-term financial security. However, success in this area requires careful planning, knowledge of the market, and a clear investment strategy. Whether you’re a seasoned investor or new to real estate, we've outlined four of the most important things to consider when investing in rental properties today.
The Investors Guide to Partnering with Contractors
In real estate investing, the right property is only half the equation. The other half? The team that helps you bring your vision to life. For fix-and-flip investors especially, a strong contractor relationship can make or break your timeline and your profits.
"We really appreciated doing business with Residential Capital Partners.
They helped me complete the financing of my property with no headaches! Things that came up were handled seamlessly by Trent and we would use their services again in an instant!"
Arnold C.