Private Money Lender for Fix & Flip and Rental Property Loans

No money down. 100% Fix and Flip financing.

Apply for pre-approval in 14 minutes, receive a Proof of Funds letter in 2 days, receive property loan approval in 2 days, and close in 14 days. No teaser rates, no surprises.

Residential Capital Partners’ no money down private lender loans free up cash to give you more security and operating flexibility.

For house flippers and rental property investors, let’s make home matter together.

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Investment Property Financing for Fix & Flip and Rental Loans – Fast, Flexible, and Built for Investors

When it comes to real estate investing, the right private money lender makes all the difference. Whether you’re a seasoned pro or just getting started, access to reliable capital is key to closing deals and maximizing returns.

At Residential Capital Partners, we specialize in investment property financing, offering 100% financing on Fix & Flip Loans for qualified borrowers, along with flexible Rental Property Loans and bridge financing. With no money down on fix and flip projects, fast approvals, and expert guidance, ResCap helps you move fast, stay confident, and grow your portfolio.

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Fix & Flip Financing

We are your trusted fix and flip lender offering fast, no-money-down loans, whether house flipping is a second income or your full-time job. ResCap believes the less hassle and paperwork there is to deal with, the better.
  • Single-property residences
  • 1 – 4-unit residential properties
  • Townhomes and condominiums
  • $100,000 to $1,250,000
  • No money down
  • 100% financing up to 65%, 70% or 75% of ARV
  • 9-month loan term
  • No prepayment penalties
  • Loans to business entities, no individuals
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Bridge Rental Loans

ResCap partners with you to secure quick approvals to fund short-term bridge loans to help you solidify your investment property portfolio.
  • Single-property residences
  • 2 – 4-unit residential properties
  • Townhomes and condominiums
  • $100,000 – $1,250,000
  • No money down
  • 100% financing up to 70% LTV
  • 6-month loan term
  • No prepayment penalties
  • Loans to business entities, no individuals
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Long-Term Rental Property Loans

ResCap partners with you to secure quick approvals to fund long-term rental property loans to help you maximize the cash flow of your single-family rental property portfolio.
  • Single-property residences
  • 2 – 4-unit residential properties
  • Townhomes and condominiums
  • $50,000 – $2,000,000
  • LTVs up to 75% for cash-out refi loans
  • LTVs up to 80% for purchase / rate & term loans
  • 10/1 ARM and 30-year fixed rates (fully amortizing) available
  • Prepayment penalties may apply
  • Loans to business entities and individuals
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Fast and Easy Loan Application Process

Our loan application process is fast, simple, and hassle-free, so you can focus on your project, not paperwork. Through quick approvals, no money down financing, and transparent terms, our streamlined loan process gives you the capital you need to fund your fix and flip or rental property investment without delay.

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Rental Properties

4 Key Considerations for Investing in Rental Property

Rental properties continue to be a popular investment option, offering the potential for steady passive income and long-term financial security. However, success in this area requires careful planning, knowledge of the market, and a clear investment strategy. Whether you’re a seasoned investor or new to real estate, we've outlined four of the most important things to consider when investing in rental properties today.

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Goal Setting

Goal Setting Strategies to Invest Smarter in the New Year

As the new year approaches, it's the perfect time to set fresh goals and shape your investment strategies for success in 2025. Real estate investment properties offer exceptional opportunities to build wealth, but maximizing returns requires a thoughtful plan. Here are some key steps to help guide your investment property strategies and make 2025 your most profitable year yet.

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