Our Story
Our Story – America’s Private Lender
Private Money Lender for Real Estate Investors
Residential Capital Partners is a leading private money lender in the single-family rehab and rental (SFR) industry. ResCap operates on a national scope while maintaining a local presence in key markets throughout the United States.
Our knowledge of the demands and urgency investors face in the SFR Industry runs deep and wide. We were at the forefront of establishing standards and best practices for private lenders as the SFR Industry evolved rapidly in the aftermath of the global financial crisis of 2008 – 2009.
ResCap has been totally immersed in SFR ever since. Today, we originate, underwrite, approve, close, and service loans for a wide spectrum of real estate investors.
We provide fix and flip financing for properties that require minimal remodeling and updating. We also provide bridge rental loans and long-term rental loans for investors who buy and hold single-family rental properties for residual income and appreciation.
Balance Sheet, Private Money Lender
Because we share our Borrowers’ passion to build their own American Dream, we took control of our destiny by operating as a balance sheet lender. We carry the loans we make to our customers on our books – we do not sell them off or package them as securities for Wall Street. We stay involved. We succeed only when our customers succeed.
To ensure success on the front-end for our Borrowers, we developed a streamlined, digital loan approval process designed for speed and simplicity. No bait and switch, no teaser rates. All cash, no catch.
ResCap helps borrowers leverage their investment capital like no other private lender in the nation by offering no-money-down, hassle-free loans for qualified borrowers. By eliminating down payments, our loan structure allows real estate investors to scale faster, maximize cash flow, and grow their portfolios with greater financial flexibility. More capital in your hands means more opportunities to build long-term wealth.
A Knowledgeable, Trusted Business Partner
With a dedicated team of industry experts at the helm, we’re able to help our borrowers secure the right financial solution on each real estate investment in their portfolio. With 100% financing and flexible, transparent loan terms, our borrowers have more control over their funds AND their future.
This flexibility makes it possible to move fast on unanticipated opportunities or cover unexpected expenses in a rehab project. We know the business inside-out, and so do our business partners and loan affiliates, who have flipped well over 10,000 properties themselves.
Industry Leader
Residential Capital Partners is proud to be a founding member of the National Private Lenders Association, whose mission is to support, protect, and grow the private lending industry. Our membership is intentional, as we strive to collaborate and share ideas with our industry peers while also serving in leadership positions such as co-chair of the Best Practices Committee.
ResCap is also a proud member of the American Association of Private Lenders, serving as the annual title sponsor for the AAPL Annual Conference. The AAPL’s commitment to common principles and standards of practice for all members is consistent with ResCap’s vision and commitment to serving our customers and representing the private lending industry with the utmost of integrity.
Richard Morgan
Chief Investment Officer
Rick has more than thirty-five years of corporate finance, real estate finance and consumer finance experience in private and public companies. Richard uses his entrepreneurial background and knowledge of the legal, regulatory, and service needs of finance businesses to complement his management ability. In his capacity as Chief Investment Officer for ResCap, Rick oversees the structure and underwriting of each investment made by the company. He is a graduate of Vanderbilt University.
Greg England
Director
Greg began his career in commercial real estate investments in 1985. A CPA by education, he was a founding partner and principal of Staubach Capital Partners, an investment affiliate of The Staubach Company, specializing in the monetization of large real estate assets. Greg has closed transactions with many investment grade users including Cisco Systems, CVS Drugstores, National Institute of Health, Walgreens Drugstores and Marriott International. These transactions have included dozens of financings and portfolio acquisitions ranging from $15 million to $300 million. He is a graduate of the University of Texas in Austin, Texas.
Paul Jackson
President & CEO
Paul uses more than 25 years of experience in finance and real estate to direct the capitalization, structure and operations of ResCap. In addition to ResCap, Paul is a founding partner of CFAM Financial Services, LLC and Spyglass Equities Company. He previously served as a Vice President of Staubach Capital Partners, an investment affiliate of The Staubach Company. He also served as Vice President for The Staubach Company in Washington, DC, and with J.P. Morgan Chase & Company as a commercial and corporate banker. He is a graduate of Baylor University.
Administration Team
The Administration Team at ResCap is the tip of the spear when it comes to serving our customers on a daily basis. Our team recognizes the impact our customers have on the communities where they invest and they are committed to helping our Borrowers realize the value inherent in each real estate investment. Our team also understands that feedback, communication, and speed are the critical components for success as they administer each transaction towards a successful close.
Sales Team
We believe in the impact and power of positive relationships. At Residential Capital Partners, our dedicated Sales Team understands that our customer relationships are the foundation and footing of our business and treat them as such. This team is more than just a point of contact—we are trusted advisors, dedicated to serving and supporting our borrowers every step of the way. From initial consultation to loan approval and beyond, we provide expert guidance, transparent communication, and personalized solutions tailored to each borrower’s investment goals. Whether seeking insights on market opportunities, loan structuring advice, or a quick response to questions, our team is here to ensure a smooth, hassle-free experience. Customer success is our priority, and we’re committed to helping our borrowers grow their real estate portfolio with confidence. When our customers win – we win.
Underwriting Team
Our Underwriting Team at ResCap is unparalleled in its expertise and understanding of the SFR asset. With more than 50 years of collective experience in the SFR industry, our underwriting team comes alongside our Borrower as a partner to ensure that the expected value of each deal can be realized by our customers. In addition to the front-end valuation of each investment decision, our Underwriting Team maintains collateral oversight and scrutiny over the entire portfolio of assets managed and maintained by ResCap.